To collect money from abroad without crying

26 Sẹp 2026 5 min read

Coin dey leak from di joint of long payment pipeline before e reach one dollar.

You do di work. Di client dey anoda country. Di invoice talk $1,500. Wetin land na $1,362 and headache. Make we fix di pipeline.


Di freelancer tax wey nobody vote for

International freelancer dey lose money for four place: di client bank charge, di middle bank charge, di exchange spread, and di charge of di bank wey collect am. Add "e take eight days" and you don get business model wey dey punish you because you sabi do something well.

Payment wey dey travel through pipeline of bank and currency exchange, dey leak coin for every stop before e reach di wallet.

Option A: collect money for stablecoin

Give di client handle or USDC address. Dem go send digital dollar, you go collect digital dollar, for minutes. You go den decide when (and whether) to change am go local currency. If your currency dey do anyhow, you fit wait. Di dollar no dey go anywhere.

Client wey never use crypto before fit still pay normal invoice; more on dat one below.


Option B: virtual dollar or euro account

Receiving account for your name wey client for abroad go pay like any local account. Money go land for your dollar balance. Di same "change am when you want" logic, but di client no need think about crypto at all.


Invoicing wey no need spreadsheet degree

  • Invoice for di client currency. Dem go pay wetin dem see; you go avoid di "why e short by $3" email.
  • Put payment option for di invoice: bank details and stablecoin handle. Make di client pick di easy one.
  • Set due date and let di app do di chasing. Na for awkward reminder software dey.
  • Tag every payment to client and project. Your accountant go send you heart emoji.

To pay people back out

Contractor for abroad? Pay dem for stablecoin di same way dem pay you, and dem go get di same speed. Local staff? Bulk payout go bank account at flat charge per transfer, scheduled once, with reminder if di balance short before payday.

Quick script for client wey dey fear: "You fit pay by bank transfer as usual, or by USDC if dat one easy for you. Either way di invoice total na di same and I go confirm di moment e land."

IN SHORT Collect money for dollar, change am when you choose, invoice for di client currency, and make di app do di chasing. Keep di $138.

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