Your money, wherever life takes you.
Access USD, deposit stablecoins, send instantly, and spend globally with your Kairo card.
Open an accountApp coming soon
Your money deserves 🌍 to move freely.
You’ve earned it. Saved it. Built it.
So why should borders decide how you use it?
Kairo changes that.
Move between fiat and stablecoins, send money globally,
and spend from one place,
wherever life takes you.
One Kairo. Three ways to use it.
Manage your money, make payments & spend across currencies
Open an account
Everything you need to move money
- Hold
- Keep money across fiat and stablecoin balances.
- Move
- Send and receive money across accounts and currencies.
- Convert
- Move between currencies when you need to.
- Spend
- Use Kairo cards online and in person.
- Manage
- Keep your personal or business finances organised.
Keep your money in one place.
Move it when you need it.
Hold your money in supported currencies, then send, spend or withdraw when you’re ready.
Meet Kai. Your money, in conversation.
Use Kai through Kairo, WhatsApp and Instagram to check information, get help and interact with your account.
Meet KaiQuestions, answered
Everything you need to know about Kairo Finance
- Kairo is a modern financial platform that helps you hold, move and spend money across currencies and borders, all from one seamless experience.
- You can hold and convert between supported fiat currencies and stablecoins, including Naira, US Dollars, Pounds and Euros, with more added over time.
- Yes. You can receive money into your Kairo accounts from supported countries and convert it into the currency you need.
- Yes. You can send money across borders from your Kairo balances, with the rate and any fees shown before you confirm.
- Yes. You can hold supported stablecoins alongside your fiat balances and move between them whenever you need to.
- Your balances are held with Kairo's regulated and licensed partners, who provide custody and payment services where required.
- You can freeze your card instantly in the app and contact support. We will investigate any transactions you did not authorise.
One account. More ways to move.
Get started with Kairo.
