Personal
Money that moves with you.
A personal account for holding, moving, converting and spending across currencies.
Open an account
Your money, in one place
Hold fiat currencies and stablecoins in one place, with clear balances from one account.
AccountsSend to Kairo users, bank accounts or wallets. Receive money directly into Kairo.
PaymentsAsk questions, understand your money and take action with Kai, without digging through the app.
KaiProtect your account with biometrics, transaction PINs and two-factor authentication.
People & protection
Made for how you live and move money.
Whether you’re getting paid from abroad, sending money home, saving in stablecoins or spending across currencies, Kairo gives you one place to manage it all.
Open an account
Accounts and balances
One personal account for holding & managing money on Kairo, with the details you need to receive it.
- Multi-currency balances
- Hold and manage money in multiple currencies.
- Stablecoin balances
- Hold stablecoins alongside traditional currencies.
- Account details
- Access the information needed to receive money into your accounts.
- Add money
- Fund by bank transfer, Naira account details or currency conversion.
Spend from your balance. Anywhere.
A physical card for everyday spending and virtual cards for online payments, with controls over how and where they are used.
Get a cardEvery movement, accounted for
- Transaction history
- Deposits
- Transfers
- Card activity
- Payment status
- Meet Kai
View your financial activity; amount, recipient, status, and date. Find a specific transaction without scrolling through the archive.
Your account is protected.
Multiple layers of security, built into Kairo.
- KYC Verified
- 2FA
- Biometrics
- Device Binding
- Transaction PIN
- AML Monitoring