Built to do

Move money across accounts and currencies.

Send to people and bank accounts, receive into your balances, and follow every payment to its outcome.

Open an account

Keep your money in one place. Move it when you need it.

Hold your money in supported currencies, then send, spend or withdraw when you’re ready.

Adding a currency account in the Kairo app, listing Naira, Pound, Dollar and more

Four ways money leaves and arrives

  • To a person

    Send to another Kairo user by name or handle.

  • To a bank account

    Pay out to bank accounts using standard account details.

  • Between your balances

    Move funds between your own accounts and currencies

  • Into your account

    Receive from people and banks straight into your Kairo balances.

Questions, answered

Everything you need to know about Kairo Finance

  • Kairo is a modern financial platform that helps you hold, move and spend money across currencies and borders, all from one seamless experience.

Your account is protected.

Multiple layers of security, built into Kairo.

  • KYC Verified
  • 2FA
  • Biometrics
  • Device Binding
  • Transaction PIN
  • AML Monitoring