Built to do
Move money across accounts and currencies.
Send to people and bank accounts, receive into your balances, and follow every payment to its outcome.
Open an accountKeep your money in one place.
Move it when you need it.
Hold your money in supported currencies, then send, spend or withdraw when you’re ready.

Four ways money leaves and arrives
Questions, answered
Everything you need to know about Kairo Finance
- Kairo is a modern financial platform that helps you hold, move and spend money across currencies and borders, all from one seamless experience.
- You can hold and convert between supported fiat currencies and stablecoins, including Naira, US Dollars, Pounds and Euros, with more added over time.
- Yes. You can receive money into your Kairo accounts from supported countries and convert it into the currency you need.
- Yes. You can send money across borders from your Kairo balances, with the rate and any fees shown before you confirm.
- Yes. You can hold supported stablecoins alongside your fiat balances and move between them whenever you need to.
- Your balances are held with Kairo's regulated and licensed partners, who provide custody and payment services where required.
- You can freeze your card instantly in the app and contact support. We will investigate any transactions you did not authorise.
Your account is protected.
Multiple layers of security, built into Kairo.
- KYC Verified
- 2FA
- Biometrics
- Device Binding
- Transaction PIN
- AML Monitoring
