Built to do
Hold what you need. Convert when you want.
Keep fiat and stablecoin balances side by side in one account, and exchange between them on your own terms.
Open an account
One account, several balances
Fiat and stablecoins sit in the same place, so you can choose which balance a payment comes from without moving money out first.
- USD
- NGN
- USDC
- More currencies
Converting, step by step
Why people hold more than one currency
Getting paid in one currency and spending in another is normal. Holding both means you decide when to convert.
- Paid in USD, spending locally
- Paying suppliers abroad
- Sending money home
- Holding in stablecoins
Questions, answered
Everything you need to know about Kairo Finance
- Kairo is a modern financial platform that helps you hold, move and spend money across currencies and borders, all from one seamless experience.
- You can hold and convert between supported fiat currencies and stablecoins, including Naira, US Dollars, Pounds and Euros, with more added over time.
- Yes. You can receive money into your Kairo accounts from supported countries and convert it into the currency you need.
- Yes. You can send money across borders from your Kairo balances, with the rate and any fees shown before you confirm.
- Yes. You can hold supported stablecoins alongside your fiat balances and move between them whenever you need to.
- Your balances are held with Kairo's regulated and licensed partners, who provide custody and payment services where required.
- You can freeze your card instantly in the app and contact support. We will investigate any transactions you did not authorise.
