Business
Business banking without the busywork.
Manage accounts, payments, cards, people and business spending from one place.
Open an account
Run your finances
Manage business balances across currencies.
Accounts & walletsMake individual, bulk and scheduled payments.
PaymentsGive your team cards and control how they're used.
Cards & spendingManage team members, roles and approvals.
People & approvals
Pay one person or four thousand
Upload a payment file, review it before it goes out, route it through the right approvers and track the batch to completion.
Get started
Structure your money the way you run the company
Separate pools of company money, and give each person exactly the access their role needs.
Sub-accounts
Create separate accounts for different business needs and allocate money to each.
Roles & permissions
Define responsibilities and control the actions each role can perform.
Approval controls
Require specific users to approve sensitive actions before they happen.
Reporting
Transaction, payment and spend reporting, plus formal business statements.
Every movement, accounted for
Issue physical and virtual cards connected to company funds, set budgets by team or purpose, and see where money is going.
- Team cards
- Spending controls
- Budgets
- Approval rules
- Spend tracking
Questions, answered
Everything you need to know about Kairo Finance
- Kairo is a modern financial platform that helps you hold, move and spend money across currencies and borders, all from one seamless experience.
- You can hold and convert between supported fiat currencies and stablecoins, including Naira, US Dollars, Pounds and Euros, with more added over time.
- Yes. You can receive money into your Kairo accounts from supported countries and convert it into the currency you need.
- Yes. You can send money across borders from your Kairo balances, with the rate and any fees shown before you confirm.
- Yes. You can hold supported stablecoins alongside your fiat balances and move between them whenever you need to.
- Your balances are held with Kairo's regulated and licensed partners, who provide custody and payment services where required.
- You can freeze your card instantly in the app and contact support. We will investigate any transactions you did not authorise.
White-label
Kairo-powered, under your own brand
Platforms and businesses can offer selected Kairo-powered financial capabilities to their own customers.
Talk to us