Built to do
Details you can give anyone, anywhere.
Share the information people need to pay you, and watch money land in the balance you chose.
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Each balance comes with the information a payer needs. Copy it, send it, and money arrives where you expect it.
Daniel Anozie@wade
Add via conversionConvert funds from another balance to your NGN balance
Ways money reaches you
Bank transfer
Someone pays your account details from their own bank.
From another Kairo user
Receive straight from anyone else on Kairo, by name or handle.
Stablecoin deposit
Receive stablecoins into your Kairo stablecoin balance.
Conversion in
Fund a balance by converting from another one you hold.
Businesses get paid here too
Kairo Business accounts receive into company balances, with sub-accounts to separate what money is for
See Kairo Business
Questions, answered
Everything you need to know about Kairo Finance
- Kairo is a modern financial platform that helps you hold, move and spend money across currencies and borders, all from one seamless experience.
- You can hold and convert between supported fiat currencies and stablecoins, including Naira, US Dollars, Pounds and Euros, with more added over time.
- Yes. You can receive money into your Kairo accounts from supported countries and convert it into the currency you need.
- Yes. You can send money across borders from your Kairo balances, with the rate and any fees shown before you confirm.
- Yes. You can hold supported stablecoins alongside your fiat balances and move between them whenever you need to.
- Your balances are held with Kairo's regulated and licensed partners, who provide custody and payment services where required.
- You can freeze your card instantly in the app and contact support. We will investigate any transactions you did not authorise.
Get your account details on Kairo.
Get started with Kairo.
